Prepaid Health Card for Dental and Consultations

Prevention and early awareness are important to maintain health! MedConsult is a multiple-use health voucher offering medical consultations and dental services for members aged 1 year old and above. Once registered, members can access face-to-face consultations, telemedicine, dental consultations and select dental services.   

MedConsult benefits include: 

• Four (4) face-to-face medical consultations with IHC-accredited health specialists 
• Unlimited access to telemedicine or over-the-phone consultation for one (1) year through Doctor Anywhere 
• Unlimited dental consultation through IHC’s Dental Network  
• Dental Services such as
  • Oral hygiene instruction
  • One (1) Oral Prophylaxis per year
  • Annual dental examination
  • Unlimited Temporary Fillings
  • Three (3) surfaces Amalgam Filling or two (2) surfaces Light Cure Fillings
  • Re-cementation of jacket crown inlays and onlays
  • Unlimited Simple Tooth extraction
  • Adjustment of Dentures
  • Orthodontic Consultation
  • Aesthetic Dental Consultation
  • Treatment of dental-related pain (excluding cost of prescribed medicines)
  • Relief and/or prescription for acute dental pain
  • Treatment for lesions, wounds and burns
  • Emergency desensitization of hypersensitive teeth 

Fertility and pregnancy-related cases, aesthetic-related cases, ENT procedures, ophthalmology procedures and endoscopic procedures, and those related to all forms of behavioural disorders, developmental or psychiatric disorder, whether acquired or congenital, will not be covered..

MedConsult variant you can choose from: 

Age	Included Specialists	Price
1-17 Years Old	Pediatricians	Php 3,000.00
18-64 Years Old	General physicians, family medicine specialists, internal medicine specialists (with subspecialties in cardiology, gastroenterology, pulmonology, endocrinology, infectious medicine, nephrology, urology, rheumatology, oncology, hematology, and allergology), general surgeons, orthopedic doctors, ENT, and rehabilitation medicine specialists	Php 2,500.00
65 Years Old and Above	General physicians, family medicine specialists, internal medicine specialists (with subspecialties in cardiology, gastroenterology, pulmonology, endocrinology, infectious medicine, nephrology, urology, rheumatology, oncology, hematology, and allergology), general surgeons, orthopedic doctors, ENT specialists, geriatricians and rehabilitation medicine specialists.	Php 3,500.00

Build the right plan for you

Choose the age bracket of the insured individual(s) *

• MedConsult Kids
  (1 to 17 years old)
  3,000.00 (Php)
• MedConsult Adults
  (18 to 64 years old)
  2,500.00 (Php)
• MedConsult Seniors
  (65 years old and up)
  3,500.00 (Php

Buy directly at iCare website for SAFE & SECURE transaction. click here.

or scan the QR code

For assistance: 09178192590 or email us at info@hmocard.ph

After confirmation of purchase, you will receive eVoucher thru email.

You will then register it thru the registration link provided. You have to register w/in 90 days, else it will be invalidated, with no refund.

eVoucher will be activated & ready to use 10 days after registration.

What does MedConsult Adults offer? It gives you up to four (4) sessions of outpatient face-to-face medical consultations, unlimited telemedicine access, and unlimited dental consultation services for 12 months from IHC’s nationwide network of accredited medical specialists and dentists.

Who can qualify to get MedConsult Adults? Adults, 18 to 64 years old, can get MedConsult Adults and register as a Member. Once purchased, registration must be done online at www.insularhealthcare.com.ph/registerproduct.

Can I use it when I am hospitalized? No. The consultation health voucher is only for an outpatient consultation.

Is it transferable? The MedConsult Adults health voucher is not transferable once successfully registered. The registered name will be the recognized IHC Member.

When can I avail the consultation service? From the day you register (“registration date”), you may avail of consultation services will be activated after three (3) calendar days. Your health voucher is valid for 12 months or up until used. Example: Registration date is Day 0. If you register on August 1, the activation date will be on August 5, and you can already avail of consultation services. It will then be valid from August 5, 2018 to August 4, 2019.

What is the procedure for availment of the consultation services? For face-to-face medical consultations, set an appointment with the doctor via phone call prior to the day of your visit to make sure that he will be holding his clinic on the day you desire to have your consultation and to ensure that you will be accommodated. You have to present a Letter of Authorization (LOA), personalized membership health voucher and one (1) valid ID to the doctor on the day of availment.Note that the consultation must be availed within the LOA validity period, which is with three (3) calendar days starting from day of issuance, and must be provided by the doctor indicated in the LOA.For telemedicine, request a consultation by texting the number +63 947 837 3200 with the following details: IHC membership ID and full name. A medical professional will reach out to you through a call for the consultation 

How do I get an LOA? Here are the steps to get an LOA for face-to-face medical consultations: Step 1: Call and check doctor’s availability here. Step 2: Upon confirmation of appointment, go to hospital/clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.

Can I avail of medical services without an LOA? No. You cannot avail of the consultation service without an LOA. The LOA is the document that would inform the doctor that you have been authorized by IHC to have a consultation service.

Do I need to generate an LOA every time I will avail of a consultation service? Yes. A new LOA should be downloaded for every consultation service. The approval code indicated on the LOA signifies that IHC allows you to have the consultation service.

Is there a limit on how many consultations I can avail within a day? There is no limit on how many consultations you can avail in a day. You just need to generate separate LOAs for each consultation services you would need.

Can I avail of any consultation service? You can avail of consultation services with IHC-accredited general physicians, family medicine specialists, internal medicine specialists (with subspecialties in cardiology, gastroenterology, pulmonology, endocrinology, infectious medicine, nephrology, urology, rheumatology, oncology, hematology, and allergology), general surgeons, orthopedic doctors, and rehabilitation medicine specialists. You can find the list of IHC-accredited specialists here

What is the procedure I need to follow for dental consultations? Here are the steps to avail of dental services: Step 1: Call and check dental clinic schedule here. Step 2: Upon confirmation of appointment, go to clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.

Can I also request for other services such as example laboratory examinations, etc.? The consultation health voucher covers only the consultation fee. Other services will not be paid for by IHC.

Do I need to pay any additional amount to the doctor if I just requested for consultation services? No, IHC will already take care of the consultation fee. You should not pay any excess charges relating to the consultation service.

Can I enroll a health voucher for someone else as my gift to that person? Yes, as long as you know the personal data of the individual to be enrolled. We have ER Care prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows: a. Full name b. Birth date c. Home address d. Email address e. Mobile number

1. What does MedConsult Kids offer? It gives you up to four (4) sessions of outpatient face-to-face medical consultations, unlimited telemedicine access, and unlimited dental consultation services for 12 months from IHC’s nationwide network of accredited medical specialists and dentists.
2. Who can qualify to get MedConsult Kids? Children, 1 to 17 years old, can get MedConsult Kids and register as a Member. Once purchased, registration must be done online at www.insularhealthcare.com.ph/registerproduct.
3. Can I use it when I am hospitalized? No. The consultation health voucher is only for an outpatient consultation.
4. Is it transferable? The MedConsult Kids health voucher is not transferable once successfully registered. The registered name will be the recognized IHC Member.
5. When can I avail the consultation service? From the day you register (“registration date”), you may avail of consultation services will be activated after three (3) calendar days. Your health voucher is valid for 12 months or up until used. Example: Registration date is Day 0. If you register on August 1, the activation date will be on August 5, and you can already avail of consultation services. It will then be valid from August 5, 2018 to August 4, 2019.
6. What is the procedure for availment of the consultation services? For face-to-face medical consultations, set an appointment with the doctor via phone call prior to the day of your visit to make sure that he will be holding his clinic on the day you desire to have your consultation and to ensure that you will be accommodated. You have to present a Letter of Authorization (LOA), personalized membership health voucher and one (1) valid ID to the doctor on the day of availment.Note that the consultation must be availed within the LOA validity period, which is with three (3) calendar days starting from day of issuance, and must be provided by the doctor indicated in the LOA.For telemedicine, request a consultation by texting the number +63 947 837 3200 with the following details: IHC membership ID and full name. A medical professional will reach out to you through a call for the consultation 
7. How do I get an LOA? Here are the steps to get an LOA for face-to-face medical consultations: Step 1: Call and check doctor’s availability here. Step 2: Upon confirmation of appointment, go to hospital/clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.
8. Can I avail of medical services without an LOA? No. You cannot avail of the consultation service without an LOA. The LOA is the document that would inform the doctor that you have been authorized by IHC to have a consultation service.
9. Do I need to generate an LOA every time I will avail of a consultation service? Yes. A new LOA should be downloaded for every consultation service. The approval code indicated on the LOA signifies that IHC allows you to have the consultation service.
10. Is there a limit on how many consultations I can avail within a day? There is no limit on how many consultations you can avail in a day. You just need to generate separate LOAs for each consultation services you would need.
11. Can I avail of any consultation service? You can avail of consultation services with IHC-accredited pediatricians. You can find the list of IHC-accredited pediatricians here
12. What is the procedure I need to follow for dental consultations? Here are the steps to avail of dental services: Step 1: Call and check dental clinic schedule here. Step 2: Upon confirmation of appointment, go to clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.
13. Can I also request for other services such as example laboratory examinations, etc.? The consultation health voucher covers only the consultation fee. Other services will not be paid for by IHC.
14. Do I need to pay any additional amount to the doctor if I just requested for consultation services? No, IHC will already take care of the consultation fee. You should not pay any excess charges relating to the consultation service.
15. Can I enroll a health voucher for someone else as my gift to that person? Yes, as long as you know the personal data of the individual to be enrolled. We have ER Care prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows: a. Full name b. Birth date c. Home address d. Email address e. Mobile number

1. What does MedConsult Seniors offer? It gives you up to four (4) sessions of outpatient face-to-face medical consultations, unlimited telemedicine access, and unlimited dental consultation services for 12 months from IHC’s nationwide network of accredited medical specialists and dentists.
2. Who can qualify to get MedConsult Seniors? Seniors, 65 years old and above, can get MedConsult Seniors and register as a Member. Once purchased, registration must be done online at www.insularhealthcare.com.ph/registerproduct.
3. Can I use it when I am hospitalized? No. The consultation health voucher is only for an outpatient consultation.
4. Is it transferable? The MedConsult Seniors health voucher is not transferable once successfully registered. The registered name will be the recognized IHC Member.
5. When can I avail the consultation service? From the day you register (“registration date”), you may avail of consultation services will be activated after three (3) calendar days. Your health voucher is valid for 12 months or up until used. Example: Registration date is Day 0. If you register on August 1, the activation date will be on August 5, and you can already avail of consultation services. It will then be valid from August 5, 2018 to August 4, 2019.
6. What is the procedure for availment of the consultation services? For face-to-face medical consultations, set an appointment with the doctor via phone call prior to the day of your visit to make sure that he will be holding his clinic on the day you desire to have your consultation and to ensure that you will be accommodated. You have to present a Letter of Authorization (LOA), personalized membership health voucher and one (1) valid ID to the doctor on the day of availment.Note that the consultation must be availed within the LOA validity period, which is with three (3) calendar days starting from day of issuance, and must be provided by the doctor indicated in the LOA.For telemedicine, request a consultation by texting the number +63 947 837 3200 with the following details: IHC membership ID and full name. A medical professional will reach out to you through a call for the consultationc
7. How do I get an LOA? Here are the steps to get an LOA for face-to-face medical consultations: Step 1: Call and check doctor’s availability here. Step 2: Upon confirmation of appointment, go to hospital/clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.
8. Can I avail of medical services without an LOA? No. You cannot avail of the consultation service without an LOA. The LOA is the document that would inform the doctor that you have been authorized by IHC to have a consultation service.
9. Do I need to generate an LOA every time I will avail of a consultation service? Yes. A new LOA should be requested for every consultation service. The approval code indicated on the LOA signifies that IHC allows you to have the consultation service.
10. Is there a limit on how many consultations I can avail within a day? There is no limit on how many consultations you can avail in a day. You just need to generate separate LOAs for each consultation services you would need.
11. Can I avail of any consultation service? You can avail of consultation services with IHC-accredited general physicians, family medicine specialists, internal medicine specialists (with subspecialties in cardiology, gastroenterology, pulmonology, endocrinology, infectious medicine, nephrology, urology, rheumatology, oncology, hematology, and allergology), general surgeons, orthopedic doctors, ENT specialists, geriatricians, and rehabilitation medicine specialists. You can find the list of IHC-accredited specialists here
12. What is the procedure I need to follow for dental consultations? Here are the steps to avail of dental services: Step 1: Call and check dental clinic schedule here. Step 2: Upon confirmation of appointment, go to clinic where you will avail of services and present your voucher with valid ID. Step 3: Hospital/clinic staff will ask for IHC’s approval then issue LOA.
13. Can I also request for other services such as example laboratory examinations, etc.? The consultation health voucher covers only the consultation fee. Other services will not be paid for by IHC.
14. Do I need to pay any additional amount to the doctor if I just requested for consultation services? No, IHC will already take care of the consultation fee. You should not pay any excess charges relating to the consultation service.
15. Can I enroll a health voucher for someone else as my gift to that person? Yes, as long as you know the personal data of the individual to be enrolled. We have ER Care prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows: a. Full name b. Birth date c. Home address d. Email address e. Mobile number

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